How to calculate how much a classic car is worth

When it comes to selling a classic car, getting an accurate estimation of how much it is worth can be a little trickier than valuing a more common, modern vehicle. As with any car sale, if you’re looking to sell your classic car, pricing it accurately is of huge importance. Setting the price too low could cost you, and if you set the price too high then you may struggle to find a buyer.

For many, their classic car is an invaluable, bold example of mechanical ingenuity and a time-gone-by classic. The love and dedication put into restoring or maintaining the vehicle over the years will have made the sentimental value of the vehicle incomparable.

Whether you are looking to sell your classic car or just want to calculate how much a vehicle is worth, can provide you with a no obligation car valuation. All you need to do is enter the details of your vehicle and receive a valuation in under 60 seconds.


60 second car valuation


How can I value my classic car?

Classic car show

Classic cars are valued on their current condition, taking any necessary restoration work into consideration. As previously mentioned, classic cars are often of great sentimental value, so it is important to ensure that the cars are valued fairly and correctly.

Updating your policy can also affect the price of your premium; it may increase or decrease due to your change in circumstance. Therefore, sometimes changing your policy isn’t necessarily the best option, sometimes it’s worth cancelling your car insurance and opting for a completely new policy.

If you would like to receive an accurate estimate as to how much your car is worth then can help work out the value of your car. If our website doesn’t recognise your car due to its age, we can still provide you with a valuation if you contact us.

There are two ways classic cars are usually valued, they are known as the ‘100 Point System’ and the ‘Six Categories of Condition’. Here is how they are used to evaluate how much your classic car is worth.


The 100 point system


This system grades your classic car out of a possible 100 points, based on the quality and condition of the vehicle. The classic car is then placed into one of 10 comparable categories due to its appearance and the current state of condition.

  • 100 Points = Perfect condition

    A score of 100 points would indicate that your classic car is in perfect, original condition. It is likely that the car has been professionally restored, both the interior and exterior, to the same or higher standard of quality expected when the car was first produced. A classic car of this quality would be valued at the highest possible price for the make and model.

  • 90 Points = Excellent condition

    A classic car that achieved 90 points would also be in great condition. However, there will be some minor factors regarding its restoration that make it almost perfect and prevent a full score. It would still achieve a great price as it is almost as it were when it originally left the production line.

  • 80 points = Fine condition

    Fine condition suggests that the classic car is fully operational and its appearance is of acceptable show quality. However, a score of 80 points would mean there may be minimal signs of wear, which can often occur when the vehicle hasn’t had restoration work done for a while.

  • 70 points = Very Good condition

    A score of 70 points would again imply that the car is an older restoration. It is likely to achieve this condition if there are more visible signs of wear. If you drive your restored classic car daily it is likely may be worth less due to the effects of regular use.

  • 60 points = Good condition

    If your classic car achieves a score of 60 points it would indicate that it may be in need of some mechanical or cosmetic work. However, it is still very much drivable. Good condition means there are no serious issues but further restoration could be done.

  • 50 points = Drivable condition

    Drivable condition indicates that the car will again have minor issues in terms of mechanical and cosmetic work. A score of 50 points though could suggest that your classic car is your primary form of transportation and is likely driven daily. You would expect it to be of less value, as it would be further removed from its original condition.

  • 40 points = Restorable condition

    A classic car that achieves 40 points or restorable condition would require much more work than a car in a good or drivable condition. However, this score would also indicate that your classic car would not require too many parts as vehicles of this rating usually need work on the engine, interior or chassis. As the car needs some heavier work than the above categories you would expect this to reflect in the value.

  • 30 points = Partial condition

    Partial condition means that the classic car requires more extensive restoration to several areas both interior and exterior. The type of work required for this category would prove both time-consuming and costly. Again, your car would be worth a lot less than the higher point categories due to the restoration work needed. If you were to resell then potential buyers would have to keep this in mind.

  • 20 points or less = ‘Parts Car’ condition

    A score of 20 points or lower would mean that the classic car is considered un-restorable. These cars aren’t usually resold but instead stripped of any valuable parts and then unfortunately scrapped.


The six category system


This system is dependent on the 100 Point System and vice versa. As you are now familiar with the above categories, it is easy to translate the Six Category System so you can see the relationship between the two.

  • Category 1:

    Cars marked 90 points & above or excellent to perfect condition in the 100 Point System.

  • Category 2:

    Cars marked 80 – 89 points or fine condition in the 100 Point System.

  • Category 3:

    Cars marked 70 – 79 points or very good condition in the 100 Point System.

  • Category 4:

    Cars marked 60 – 69 points or good condition in the 100 Point System.

  • Category 5:

    Cars marked 40 – 59 points or restorable to drivable condition in the 100 Point System.

  • Category 6:

    Cars marked 39 points or less or partial to parts car condition in the 100 Point System.


What our customers think