Scams When Buying A Car Online

Buying a car online is becoming increasingly popular. This revolutionary way to purchase your next vehicle saves time, offers more deals in one collective space, and is hassle-free as long as everything goes to plan. However, it does come with its downfalls. Buying a vehicle online provides more opportunity for scammers to take advantage of innocent potential buyers.

Common scams when buying a car online

There are plenty of scams to avoid when buying a car online, but here are a few of the most common ones.

1

Buying abroad

Shopping abroad may offer an even bigger range of great deals and a variety of cars to choose from, which can sound quite appealing. But, it doesn’t come without its risks. First of all, there’s no chance of seeing the car to check it is exactly as it has been described before making the purchase, unless you’re willing to make the trip out, ramping up the total cost of the purchase. Once the deal is done and the money has been transferred, you are relying on the seller to ship the car to the UK for you to pick up. However, should the sale turn out to be a scam, the car probably doesn’t even exist and you won’t see your money again.

2

Buying a stolen car

When buying a car online, it is important to check all of the relevant documentation that provides proof of who owns the vehicle. If documentation listing the previous owners of the vehicle is missing or incomplete, then approach with caution. Another way to spot if the car is stolen is when you visit the car and the seller doesn’t enter the house. They wait for you on the driveway of a house that doesn’t belong to them.

3

Buying a rental car

Another scam that buyers can often fall for is unwittingly purchasing a rental car. Scammers can lease a car for a short period, and then advertise the vehicle for sale, often only accepting cash payments or deposits. If in any case the seller seems overly keen to only accept cash payments or deposits, this could indicate that they do not want to be traceable after the sale.

4

Buying a car with outstanding finance

This is a tricky one to spot. The seller will have all the right documents to prove the car is theirs, and may even let you visit the car to check it is as described. However, what they fail to reveal is that the car was bought on finance, and therefore, isn’t theirs to sell. If you buy a car with outstanding finance, it is most likely that your car will be repossessed and you won’t have any rights to claim back as the deal was illegal.

Common scams when buying a car online

There are plenty of scams to avoid when buying a car online, but here are a few of the most common ones.

  • Shopping abroad may offer an even bigger range of great deals and a variety of cars to choose from, which can sound quite appealing. But, it doesn’t come without its risks. First of all, there’s no chance of seeing the car to check it is exactly as it has been described before making the purchase, unless you’re willing to make the trip out, ramping up the total cost of the purchase. Once the deal is done and the money has been transferred, you are relying on the seller to ship the car to the UK for you to pick up. However, should the sale turn out to be a scam, the car probably doesn’t even exist and you won’t see your money again.

  • When buying a car online, it is important to check all of the relevant documentation that provides proof of who owns the vehicle. If documentation listing the previous owners of the vehicle is missing or incomplete, then approach with caution. Another way to spot if the car is stolen is when you visit the car and the seller doesn’t enter the house. They wait for you on the driveway of a house that doesn’t belong to them.

  • Another scam that buyers can often fall for is unwittingly purchasing a rental car. Scammers can lease a car for a short period, and then advertise the vehicle for sale, often only accepting cash payments or deposits. If in any case the seller seems overly keen to only accept cash payments or deposits, this could indicate that they do not want to be traceable after the sale.

  • This is a tricky one to spot. The seller will have all the right documents to prove the car is theirs, and may even let you visit the car to check it is as described. However, what they fail to reveal is that the car was bought on finance, and therefore, isn’t theirs to sell. If you buy a car with outstanding finance, it is most likely that your car will be repossessed and you won’t have any rights to claim back as the deal was illegal.

How to avoid being scammed

Although scammers are clever in the way that they trap their victims, there are a couple of things you can do to ensure you aren’t persuaded into a dodgy deal.

1

See the car in person

Don’t buy if you haven’t seen the car. If the seller refuses to make an appointment for you to visit the car, or if you are buying from abroad, then approach the deal with caution or don’t make the deal at all. If you can’t see the car, there is no way for you to check if the vehicle exists, if it’s exactly how it has been described, and you can’t test drive it to see if you actually like the car.

2

Check all documents

Documents for a vehicle are important forms of proof that the seller owns the car and provides everything you need to know about the car’s history. Key paperwork includes the car’s logbook, also known as a V5, and the MOT certificate. Vital information you should find out before buying a car is its service history, where and when the car was manufactured and its mileage. Each of these factors will have an influence on the car’s value.

3

Ask questions

Don’t be afraid to keep asking questions. This will test the buyer to see if they know all the right information that a car owner should know about their vehicle. If they don’t know the answer or they don’t respond, then it could be a scam.

How to avoid being scammed

Although scammers are clever in the way that they trap their victims, there are a couple of things you can do to ensure you aren’t persuaded into a dodgy deal.

  • Don’t buy if you haven’t seen the car. If the seller refuses to make an appointment for you to visit the car, or if you are buying from abroad, then approach the deal with caution or don’t make the deal at all. If you can’t see the car, there is no way for you to check if the vehicle exists, if it’s exactly how it has been described, and you can’t test drive it to see if you actually like the car.

  • Documents for a vehicle are important forms of proof that the seller owns the car and provides everything you need to know about the car’s history. Key paperwork includes the car’s logbook, also known as a V5, and the MOT certificate. Vital information you should find out before buying a car is its service history, where and when the car was manufactured and its mileage. Each of these factors will have an influence on the car’s value.

  • Don’t be afraid to keep asking questions. This will test the buyer to see if they know all the right information that a car owner should know about their vehicle. If they don’t know the answer or they don’t respond, then it could be a scam.

If you think you have been a victim of a scam, contact the Citizens Advice Bureau for initial advice.

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